Key functions will be:
. Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
. To ensure Bounce Rate and Delinquency are within acceptable standards.
. Monitor and enforce approval rate and TAT as per prescribed standards.
. Monitor and ensure that monthly Branch audit score is satisfactory.
. Vendor Management.
. To conduct customer meeting to evaluate credit proposal
. PDD Tracking and closure
. Compliance to repayment instrument replenishment to ensure regular repayment of EMI
. Responsible for Process and Policy Adherence.
. Responsible for Effective Cost Management.
. Understanding & Managing Healthy Portfolio.
. 3 - 4 yrs experience.
. Strong analytical and problem solving skills.
. Documentation, Disbursement & File Processing.
. Knowledge on secured and unsecured loans.
. Good communication and pleasing personality.
. High level of Self Drive/Enthusiasm.
Skills: Credit Officer, Credit Risk, Credit Underwriting
Experience: 3.00-4.00 Years