Manager Business Credit Risk Strategy

Manager Business Credit Risk Strategy

Suncorp Group | Sydney, New South Wales, AU

Posted 15 days ago

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The Role

Reporting to the Head of Business Products, the Manager Business Credit Risk Strategy will oversee and manage inherent credit risk within the Business Banking Lending portfolio.

Partnering with the Head of Business Products as well as working closely with the Credit Risk Team, you will develop and articulate the Business Banking credit risk strategy. Leveraging your experience and knowledge of existing Bank credit risk framework, you’ll develop an appropriate asset writing strategy for each of the core areas of Business Banking. In addition, the role will provide specialist advice to the broader Business Banking team on the use and application of Bank credit policies and recommend enhancements where appropriate.

What you’ll do

Dynamically manage and update the asset writing strategy for each of the core functions across Business Banking comprising Agribusiness, Commercial Real Estate, and Commercial/Small Business.
Monitor and report on key areas of concentration risk within the Business Banking portfolios, including but not limited to, industry/segment, geography, channel, policy exceptions, etc.
In conjunction with the Head of Business Products and Business Product Leadership Team (BPLT), responsible for articulating and embedding the business credit risk strategy.
Responsible for providing specialist advice around credit policy and ensuring that existing policies are appropriate to strike the right balance between commercial outcomes and managing credit risk within the portfolio.
Manage model governance requirements with respect to any models used across Business Banking (e.g. Capacity to Repay).
Actively collaborate with peers within Business Products (particularly with Manager Business Lending Product) and across the Business Banking division to support the achievement of business objectives.
Development of ongoing portfolio credit quality reporting (stock and flow).
Implement and drive strategies that improve application conversion and time to decision.
Lead credit-related forums to ensure alignment of understanding and application of key credit decisions.

What you’ll bring

Minimum 10 years’ banking industry experience.
Tertiary qualification in a finance related discipline is highly desirable but not mandatory.
5-10 years of technical expertise in the area of Business Banking (exercising of a substantial Delegated Credit Authority is highly desirable).
Experience developing, coaching and engaging technical professionals.
Exceptional technical subject matter expertise with respect to business lending, including an ability to assess fundamental inherent risks in a wide range of relevant industries and sectors.
Strong leadership skills and passion to develop others. Ability to manage, coach and develop technical professionals.
Ability to use interpersonal style to establish and develop relationships. A proven ability to collaborate effectively across the organisation.

What we can offer you

Excellent discounts on a range of retail favourite stores as well as banking and insurance products
A range of flexible working and leave options, including 20 weeks paid parental leave and unlimited paid emergency response leave
Invest in your brighter future with ongoing study support and career development programs
Give back to our communities with payroll giving, donation matching and paid volunteer leave
Prioritise your work/life balance with our robust employee assistance program and dedicated employee council

About Suncorp Group

We’re proud to be a part of the Suncorp Group family alongside some of Australia’s most trusted and diverse names in insurance. Together, we share a drive to make the complex simple and bring our customers peace of mind when it matters most – while helping to evolve and innovate the ways we can serve our community every day. That comes with all kinds of exciting opportunities for you to grow your own career. Whether you’re guiding people through life’s biggest moments or providing them with support in times they need it most, you’ll be driven forward by our shared customer obsession and supported at every step of the journey.

 At Suncorp we build inclusion by providing an environment where everyone is able to be themselves and feel valued, involved and respected for their perspectives and contribution.