Credit Risk Analyst: BluNova

Credit Risk Analyst: BluNova
Blue Label Telecoms
2022-11-03 Sandton

Job Ref #: BL-170
Industry: Telecommunications
Job Type: Permanent
Positions Available: 1
Gather data through research, conduct analyses using risk management models, and produce risk assessment reports.



Job Description


About Company

We are a JSE-listed company that sells innovative technology for mobile commerce to emerging markets in South Africa and abroad. Our users are rich, poor, urban and rural, and we allow them all to interact and transact on an equal footing. We reach them by using both physical and virtual distribution channels. We target many of our services at people who do not have easy access to bank accounts, and we allow them the convenience of being able to transact where and when they want to. Our good reputation is our license to operate.

Job Purpose

Gather data through research, conduct analyses using risk management models, and produce risk assessment reports.

Responsibilities

Data Collection and Analysis

Conduct research using primary data sources and select information needed for the analysis of key themes and trends.

Recommendations

Advise others on how to design new processes and systems that meet professional standards

Organizational Risk Management

Keep track of risk parameters, identifying any more deviations and reporting them to more senior colleagues
Involves working within established risk management systems

Solutions Analysis

Interpret data and identify possible answers. Involves navigating a wide variety of processes, procedures and precedents

Needs Assessment

Explore issues or needs, establishing potential causes and barriers as well as related issues

Client & Customer Management (Internal)

Help senior colleagues manage internal client and customer relationships by using relevant sales or client systems

Data Management

Help others get the most out of data management systems by providing support and advice

Document Preparation

Organize and prepare complex documents using a variety of computer applications such as Microsoft Office
Responsible for gathering and summarizing data for special reports

Internal Communications

Help others get the most out of internal communications systems by offering support and advice

Policy Development & Implementation

Work within established procedures to achieve specified goals


Job Requirements


Behavioural Competencies

Optimizes Work Processes
Manages Complexity
Communicates Effectively
Decision Quality
Courage
Business Insight
Instills Trust
Financial Acumen

Skills

Computer Skills
Data Collection and Analysis
Planning and Organizing
Policy and procedures
Verbal Communication
Action Planning
Data Control
Numerical Skills
Customer-Focused Approach
In-Depth Questioning
Questions Strategically
Risk Management

Education

University (First degree)

Experience

Experienced practitioner able to work unsupervised (13 months to 3 years)
Basic experience of coordinating the work of others (4 to 6 months)