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Branch Credit Manager -Hyderabad
Roles & Responsibilities**Specific Responsibilities :**
Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Process – Understanding process and policies and implementing the same to ensure smooth transactions.
Training- Provide training to CPA's so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hindsighting =
PDD Management – controlling and tracking PDDs through proper
MIS for the location
**Technical Competencies / Skills :**
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow
Good communication and report writing skills
Basic knowledge of Banking Good Knowledge of computer applications