Head Home Services

Location: Johannesburg, Gauteng, South Africa To be responsible for co-ordinating, cascading and executing the Everyday Banking, Cash and Lending strategy as it pertains to Home Services Products in South Africa (SA) and measured by the following strategic value drivers:o Client focuso Employee Engagemento Risk and Conducto Financial Outcomeo Social, economic and environmental impactKey ResponsibilitesStrategyProvides input into the development of the PBB SA Home Services strategyImplements the Home Services strategy and coordinates across the value chain in consideration of the market opportunities. Coordinates interplay across all business lines (i.e. RBB, Commercial Banking, Digital Banking & eCommerce, Universal Products, Credit Risk etc.) for PBB SA clients in order to achieve the following outcomes:o Customer acquisition and growtho Return on Equityo Favourable JAWS ratioo Improvement in Cost to Income ratioo Headline EarningsProductAccountable for overall development and management of product/solution risk appetite throughout product life cycleProvide strategic oversight for all run, production and stability initiatives across the Client JourneysClientAccountable for the design, build and run of Client Solutions for Home ServicesConsolidate economic, market and customer insights and formulate overall Home Services Client Journeys strategy to inform portfolio risk appetite and specific outcomesProduct EconomicsDefines metrics to measure product performance and provides guidance on the tactical and strategic implementation to deliver the desired results in the front line.Advise customer management on key financial drivers that impact on product economics, including economic profit.GovernanceAccountable for adherence to laid down credit risk, operational risk, and compliance risk methodologies in order minimise operating losses for Home Services ProductsPlays an advocacy role and actively drives governance integration into product delivery.QualificationsBusiness degree, honours10 -15 years working experienceExperience in managing income statement and balance sheet accountabilityExperience with banking / financial industry products and servicesExperience in in building products and/or solutions within financial environmentExperience in a functional leadership role leading employees and integrating across different teamsThe Standard Bank Group has implemented a Vaccination Policy for all roles which require the incumbent to work from the Standard Bank premises on a full-time or intermittent basis. Full vaccination against COVID-19 is therefore an inherent requirement of this role.Please note: All our recruitment processes comply with the applicable local laws and regulations. Standard Bank South Africa has a Vaccination Policy which requires all employees to be fully vaccinated against COVID-19. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or ******
Johannesburg, GT, ZA