Commercial Lending Syndication Analyst



Overview:

Responsible for all levels of Loan Syndication Administration and Processing, with a special focus on more complex items and effectively conveys pertinent information and issues escalations to all business stakeholders.



Primary Responsibilities:

  • Complete detailed review of complex commercial documentation packages to monitor adherence to all laws, regulations, policies, and procedures while creating and maintaining accurate system coding for accounting, billing, and reporting.
  • Research, resolve and respond to the more complex customer issues and provides guidance to the team on all issues.
  • Ensure the timely and accurate execution of loan servicing and maintenance activities.  Approve exceptions and make corrections as applicable.
  • Ensure adherence to and keeps informed of laws, regulations, developments, and trends in the commercial banking industry and maintains expertise in internal policies and procedures to continually identify necessary changes and updates to the systems and procedures to protect the asset quality of the organization.
  • Coordinate an efficient commercial loan closing and funding process including review and deliver accurate documentation package for internal approval to close and onboarding into the bank’s systems.
  • Monitor and/or process payments, advances, payoffs, rate changes, and other maintenance related to these transactions as well as complex non-accrual and charge-off transactions for portfolio. Calculates and processes manual periodic settlements of swinglines and sweep related transactions. Balances accrual, billing and general ledger accounts and systems. Maintains accurate accounting of all syndicated and participated loans.
  • Works with customers, lending regions, internal departments, and other banks/investors to resolve syndication and participation differences, manually recalculating loan histories and splits to investors if needed. 
  • Assist Syndicated Sales team with funding memo calculations and payoffs for existing deals. Validate wire funds for investors as part of closings, coordinates incoming investor funds.
  • Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned


Scope of Responsibilities:

This position works with minimal supervision and reviews complex commercial documentation. They will work with customers and other areas of the bank to resolve customer issues and will provide guidance as needed.



Managerial/Supervisory Responsibilities:

None



Education and Experience Required:

Bachelor’s degree and a minimum of 2 years commercial loan customer service and/or commercial loan documentation experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ commercial loan customer service and/or commercial loan documentation experience.

Experience with pertinent work processing, spreadsheet, and email software

Excellent math skills

Excellent reading skills

Superior communication

Customer service skills

Highly organized

Ability to multi-tasking, re-prioritize as needed without losing focus on all tasks



Preferred Experience:

Specific knowledge of specific systems used in the unit

General ledger, accounting and/or reconciliation experience

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Location

Buffalo, New York, United States of America
Company
M&T Bank
Posted
10/14/2021
Type
Full time
Salary Range
$75,000.00 - 123,000.00
per Year
Salary range estimated by
Location
Buffalo, NY 14203, US
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