Credit Manager - GROWMARK FS Mid-Atlantic - Milford, DE

 

GROWMARK FS is headquartered in Milford, Delaware with branches in New York, New Jersey, Maryland, Delaware, Pennsylvania, and Virginia. GROWMARK FS has about 450 employees (including seasonal workers) and approximately 13,000 customers. The cooperative does business in seed, agronomy, crop protection, precision agriculture, and custom application. GROWMARK FS is part of the GROWMARK System, an agricultural cooperative serving more than 100,000 customers across North America and Ontario, Canada.

 

PURPOSE AND SUMMARY STATEMENT

 

Responsible for providing Agri-Finance leadership, credit administration, and marketing of credit programs as a sales tool.

 

 

SUPERVISION & LEADERSHIP

 

Supervises, leads, and develops assigned staff through effective planning, coaching, and communicating performance expectations & standards, to achieve maximum growth, profitability and customer satisfaction.

 

 

ESSENTIAL JOB FUNCTIONS

 

Investigates and verifies financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and recommending rejection or approval of applications

 

Establishes Credit limitations on consumer accounts and handles special credit arrangements and deviations from standard terms of payment

 

Investigates fraud cases and facilitates possible legal action and collection for bad checks and delinquent bills.

 

May submit delinquent accounts to attorney or outside agency for collection

 

Reviews collection reports to ascertain status of collections and balances outstanding and to evaluate effectiveness of current collection policies and procedures

 

Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account

 

Coordinates with others, including personnel in company branches to exchange information and update controls

 

Analyzes applicant’s financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation

 

Corresponds with or interviews applicant or creditors to resolve questions regarding application information

 

Approves loan within specified limits or refers loan to a loan committee for approval

 

Assures timely loan completion and funding activities

 

Advises management of external factors that may affect lending policies, such as new or revised legislation and regulations.  Recommends and implements appropriate changes to established policies and procedures

 

Promotes and cross-sells other company products and services as appropriate to customer requirements

 

Provides loan data to support marketing and sales promotion programs

 

 

OTHER JOB FUNCTIONS

 

Follows GROWMARK’s Code of Conduct and Corporate Compliance Program, Environmental Health and Safety, OSHA and DOT policies and procedures, as they apply

 

Performs all other duties as assigned

 

 

REQUIREMENTS

 

Normally requires a Bachelors degree in accounting or finance; or the equivalent thereof, and at least 3 years of accounting or finance related area to demonstrate financial leadership, organization, planning and problem solving skills. 

 

Prefer an understanding of GROWMARK System credit administration.

 

Demonstrated essential abilities including business knowledge, collaboration, communication, customer focus, decision making and skill development.

 

Must have and maintain a valid driver’s license and satisfactory driving record.

 

Must be able to travel independently and overnight.

 

Must be able to work extended hours beyond those considered “normal.”

 

Ability and willingness to participate in required training that may include education on GROWMARK’s policies and procedures and additional training as it relates to the requirements of the position. 

 

 

We are an equal opportunity employer, including protected veterans and qualified individuals with disabilities. Employment may be contingent upon receipt of an acceptable and job-related background check, drug test, motor vehicle report, and/or reference check, as applicable and permissible by law.

 

 

Company
Growmark
Posted
11/04/2020
Salary Range
$81,000.00 - 146,000.00
per Year
Salary range estimated by
Location
Milford, DE 19963, US