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Posted August 28, 2015 by

College Life: 5 Financial Tips that will save your Wallet’s Life in School

save money words on a chalkboard illustrating back to school savings or instructions on how to save on your education costs

Save Money words on a chalkboard illustrating back to school savings or instructions on how to save on your education costs. Photo courtesy of Shutterstock.

College can be a life-shaping financial experience. It is the start of independence for young people and the genesis of credit scores, bank accounts, car loans, and other firsts. If you are starting this journey with limited financial education or if you would like to know some practical tools for keeping as much of your money as you can, here are five financial areas where you can cut costs while in college. (more…)

Posted August 07, 2015 by

College Life 101: A Student’s Guide to Saving Money in School

happy student with a money at the school desk on the white background

Happy student with a money at the school desk on the white background. Photo courtesy of Shutterstock.

Students need to be their own personal financial managers. They also need to be financial planners, looking at future expenses. How can you survive the money pit of college? By planning and managing your money vigilantly. Avoiding overspending and accumulating high credit card balances are important goals for success.

Books and Materials

One of the first major expenses is textbooks. You can save significantly by renting your books. Many students buy used books and materials. Make sure that any interactive materials, such as CDs, website codes, and more, are transferable. Some students share books, especially when they have different class periods.

Materials, such as art supplies, can wreck a budget. Ask your instructor if any stores offer student discounts. Sometimes, you need a voucher or coupon from the college; but, generally, your student ID is sufficient. How much can you save? Up to 25 percent on average. (more…)

Posted April 23, 2015 by

Ten Ways to Improve Education through Technology

An IT classroom laptops on the desks and an interactive white board with blank screens to add your own image or text

An IT classroom with laptops on the desks and an interactive white board with blank screens to add your own image or text. Photo courtesy of Shutterstock.

The past twenty five years have seen huge advances in technology. You only need to look at your current mobile phone with all its apps and features, and then compare it to the brick you were carrying around way back then to see the proof.

Disappointingly however, these advances in technology also have a downside. Children of today are now transfixed with all the computer games, the Internet, social media, iPods, and of course their mobile phones. No longer are children inclined to read a book, play outside with their friends or do the kind of activities that children use to do in previous generations. Furthermore the use of calculators and the spell checker on computers has taken away the very basics that are needed to lay the foundations of a good education, namely basic arithmetic and spelling.

Yet in spite of this, there are benefits to be gained through the use of technology in the educational environment. Most households in non third world countries now have access to a computer. This has been the main contributor to improvements in education, and through its use there are many ways to improve education through technology. (more…)

Posted September 11, 2014 by

4 Ways College Students Waste Money

Garbage can full of money spilling over with piggy bank in it and money on the ground

Garbage can full of money spilling over with piggy bank in it and money on the ground. Photo courtesy of Shutterstock.

School is in session—let the accumulation of unnecessary debt begin. Wait, what? You thought all college debt was necessary? Think again. From paying too much on big-ticket items like tuition, to overspending on school supplies, college students are unknowingly wasting money every day. Graduating with a bill higher than your first salary job doesn’t have to be the norm. Stop wasting money and start using these money-saving tips every college student should know. (more…)

Posted September 10, 2014 by

Taking Online Courses Has Never Been Easier

Woman with graduation cap using laptop with thumbs up; online education

Woman wearing graduation cap using laptop with thumbs up; online education. Photo courtesy of Shutterstock.

When it comes to getting an education in today’s society, the online format has made it easier than ever before. With the busy schedules most people face on a regular basis, trying to make room to go to a traditional classroom can become impossible, which makes some people turn away from coursework entirely. This is where the popularity of online courses has stemmed from, because people can do the courses as they have the time. There has also been the addition of apps that can make studying and working together in an online environment easier than ever. Here are some of the best apps available to make online courses easier and more convenient. (more…)

Posted July 21, 2014 by

College Resources in the Digital Age

Woman using e-reader while friends carry books in the background

Woman using e-reader while friends carry books in the background. Photo courtesy of Shutterstock.

The face of education is undergoing rapid redevelopment as the digital age and academia are beginning to come to terms with the realities of the modern “connected” world. The two forces now rely on one another to offer students a more comprehensive learning system bringing measurable improvement in retention and student grades.

Where teaching faculty once relied primarily on traditional methods that used large lecture halls, students nowadays are directed to the Internet as a primary source of their information. The trend will continue and will in no doubt impact not only the future design of facilities, but also how knowledge is disseminated. (more…)

Posted June 16, 2014 by

Online Education vs Traditional Education

As online education continues to grow, will traditional education take a back seat?  I doubt it because the campus experience in college is important for some students.  However, having the option of a more flexible and convenient way getting an education does give you something to consider.  In the following infographic, online education and traditional education go head to head. (more…)

Posted February 04, 2014 by

7 Things You Can Expect to Share With Your Roommates

Two roommates playing video games, while their roommate is cleaning

Two roommates playing video games, while their roommate is cleaning. Photo courtesy of Shutterstock.

Dorm life is the epitome of community living. You share a bedroom, a bathroom, and quite possibly a lot of other things with a roommate or a group of people. Because college is expensive—most students can expect to graduate with a loan balance of nearly $30,000—it makes sense to share costs whenever possible. Here are seven things you can share with your roommate in order to save money. (more…)

Posted September 12, 2013 by

College Freshmen, Avoid These 15 Financial Errors

College student holding money and books, upset by tuition cost and debt

College student holding money and books, upset by tuition cost and debt. Photo courtesy of Shutterstock.

If you are a college freshman who wants to make the most of your financial situation, be sure to avoid the 15 mistakes mentioned by Kiplinger in the following post.

·         Spending without a budget—students might not have much experience tracking their spending, but their checking account balance could quickly hit $0 if they don’t take the time to find out where their money is going on a day-to-day basis.

·         Paying for a checking account—it’s become harder to find free checking accounts with no strings attached, but many banks offer free student accounts with no minimum balance. (more…)

Posted July 22, 2013 by

Advice for College Grads who are Entrepreneur-Hopefuls

Alan Martin

Alan Martin, CEO of Campus Book Rentals

For many, that moment just after college graduation feels like the beginning of a future of financial independence and the first step in climbing the corporate ladder. For some of us, though, the thought of going to work for someone else is a bit of a buzz kill.

So what should you do if the corporate environment isn’t for you?

How do you harness your passion, creativity, need for independence and determination and launch a business of your own? It’s no easy task, but if you’re passionate about an idea, don’t dismiss it. Win or lose, building a business can be tremendously rewarding — and you may never have a better chance than now to give it a go. (more…)