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Posted March 26, 2015 by

Helpful Tips for Recent Grads With Student Loan Debt

Student loan debt concept

Student loan debt concept. Photo courtesy of Shutterstock.

Recent graduates have reasons to be excited about their prospects in life. You are hopefully now on track to start your professional life and career. To get off on the right foot financially, it is definitely in your best interest to keep on top of your student loans because you don’t want to get in default or delinquency of your account. If you default on your student loan, it can have dire consequences for your financial future. Taking the appropriate steps now can make a huge difference down the road for you financially. There are a number of things you can do to make sure your student loans don’t become a problem. (more…)

Posted January 16, 2015 by

5 Career trajectories for graduates who earn doctoral degrees in education

 

If you want to move into educational leadership, getting your Ed.D. degree could set you on a path to advancement. People who earn an Ed.D. don’t just become school principals, although more than half of them do. They also lead by becoming superintendents, academic deans, or community college presidents. Still others become college professors who educate tomorrow’s teachers and administrators.

Generally speaking, the Ed.D. is for people who want to go into hands-on, day-to-day administrative roles, while the Ph.D. in education would prepare you for a life of educational scholarship and quantitative research. Both the Ed.D. and Ph.D. require a dissertation, but Ed.D.’s tend to perform more qualitative research. However, all of these differences are just generalizations. Plenty of Ed.D.’s go on to become tenured education professors, and Ph.D.’s can become school administrators. (See “Ed.D vs Ph.D in Education: What’s the difference?”) We will take a look here at some of the career doors that can open when you earn your doctoral degree in education.  (more…)

Posted November 22, 2013 by

4 Options for Relief From Your Staggering Student Loan Debt

Young female college student lifting a student loan sign

Young female college student lifting a student loan sign. Photo courtesy of Shutterstock.

If you’re saddled with overwhelmingly high student loan debt, you aren’t alone. The Consumer Financial Protection Bureau reports that some of the most common complaints it receives deal with the difficulties of making payments on loan balances. Below are four smart strategies to help you get out from under the weight of your student loans.

Pay Off Variable-Rate Private Loans First

A private loan may have come with a low interest rate when it was first signed, but unlike federal loans, they can climb by several interest points over the years. Private loans also offer fewer payment options to borrowers. If you have a private variable-rate loan, pay it off first and as quickly as possible. As the economy shifts, the interest on these loans can spike suddenly, whereas the rates on fixed federal loans cannot. (more…)