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Posted April 27, 2015 by

7 Reasons Why You Should Establish Credit While You Are In College

Smiling college student with credit card and laptop

Smiling college student with credit card and laptop. Photo courtesy of Shutterstock.

One of the rites of passage for college students is obtaining credit cards and beginning to establish their financial history. For some, the availability of new credit is an opportunity for expenditures that are out of reach, but for others it presents the valuable chance to establish their credit for the future.

If you are wondering if it is worth it to apply for a credit card or other type of financing arrangement, there are some good reasons to do so that have nothing to do with a shopping excursion or spring vacation. Credit card companies are willing to take a chance on college students even without a credit history, and you should take advantage of the opportunity to establish your credit even before you apply for your first job. (more…)