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Posted November 22, 2013 by

4 Options for Relief From Your Staggering Student Loan Debt

Young female college student lifting a student loan sign

Young female college student lifting a student loan sign. Photo courtesy of Shutterstock.

If you’re saddled with overwhelmingly high student loan debt, you aren’t alone. The Consumer Financial Protection Bureau reports that some of the most common complaints it receives deal with the difficulties of making payments on loan balances. Below are four smart strategies to help you get out from under the weight of your student loans.

Pay Off Variable-Rate Private Loans First

A private loan may have come with a low interest rate when it was first signed, but unlike federal loans, they can climb by several interest points over the years. Private loans also offer fewer payment options to borrowers. If you have a private variable-rate loan, pay it off first and as quickly as possible. As the economy shifts, the interest on these loans can spike suddenly, whereas the rates on fixed federal loans cannot. (more…)

Posted December 20, 2012 by

Which Student Loan Repayment Plan Should You Choose?

CollegeRecruiter.comWhat is the best plan for you to pay back your student loans?  Check out the following post to learn more about various payment options.

Student loan repayment season is nearing, and recent college graduates may be trying to understand the different types of repayment plans, and which ones may be best for them.  Let’s explore what repayment plans exist for federal student loans, and how they differ.

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Which Student Loan Repayment Plan Should You Choose?