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Posted April 30, 2016 by

3 employment options for recent grads

Graduation male student with different careers to choose courtesy of Shutterstock.com

Tom Wang/Shutterstock.com

Considering the economy and technology are on the upswing, many recent grads start their careers while studying at college. And we are not talking about part-time at the campus café; college students often have jobs that bring them valuable professional experience, and ensure a tangible level of income. So when graduation day comes, college students are not a bunch of scared rookies but professionals with decent backgrounds in their fields. Nevertheless, there is still a question: what form of employment is worth the effort? Startups and freelancing look more attractive, yet they conceal many tricky pitfalls. As for good old full-time employment, it needs serious reshaping and improvement to attract young professionals. There are at least three employment options for recent grads, but which option is best?

It is all in the mindset

According to recent surveys, three out of five students expect they will be able to work remotely, and less than a half of 18-29 year olds employed are working full-time. It is not a crisis or an unexpected epidemic given that youth follow the elder generations; Gen Z (this is how sociologists and HR experts categorize people born in the mid to late 1990s through the 2010s) had a Millennials rise as a model to follow. The same surveys indicate about 30% of Gen Y started businesses while in college, and about 91% are considering changing their current jobs within three years. With this in mind, we can tell the younger generation has been raised in the spirit of freedom and solopreneurship, now demanding a different approach from HR departments and recruiters. Yet, the last say goes to employees, and here are things they should consider before accepting job offers and jump into their careers or solo businesses. Let’s take a look at each of the following three employment options for recent grads to consider.

Start a company

Starting your own company is rather challenging, though many examples have proven it to be successful. The idea is to push your passion into profit and convince others that your business is worth all the efforts.

Startup advantages:

– Working for yourself
– Creating great financial opportunities
– Implementing your own ideas
– Great life experience

Startup disadvantages:

– Tough competition
– Investments needed
– Lack of “job security”
– Startup is riskier and more costly

Understand that starting your own business calls for an award-winning concept necessary to enter the entrepreneurial world. Those who choose to make such a living should be patient, as niche startups are likely to bear fruit no sooner than 12 months after launch.

Freelancing

Freelancing is actually quite similar to starting your own business. On the one hand, it comes rather risky though you do not have to invest. On the other hand, you are free to follow your commitments with passion and drive.

Freelancing advantages:

– Benefit from flexible hours (Sleep until noon, if you like. No one will ever bother you unless the project deadline is approaching)
– Take control of your customers and tasks (Choose whom you are going to work with and opt for the most appealing tasks)
– Keep all the profits (You are the boss. You don’t have to split the profit or pay salaries, yet be aware of taxation and other expenses)
– Stay wherever you want (Freelancing is perfect for a travelling enthusiast)

Freelancing disadvantages:

– Lack of steady workloads (At some point, you can suffer from the lack of orders unless you’ve managed to create a solid customer base)
– Insecurity (There are numerous occasions when freelancers are not paid or become victims of fraud)
– You pay for yourself (No social package or any other benefits provided by the employer. You’re the boss, remember?)

Full-time job

The most influential thing about a full-time job is a contract and guaranteed salary in addition to employer’s benefits, a workplace provided, and more. However, the current economic situation will hardly provide you with total job and financial security, while being hopeless in enabling your professional development.

Full-time advantages:

– Steady salary (Your monthly payment is guaranteed)
– Governmental and social securities (Your contact is protected by social and economic policies)
– Constant workload (You will never witness a lack of tasks and duties)

Full-time disadvantages:

– Heavy workload (Too much work is not good for you. It results in stress and health problems in addition to a lack of personal time)
– Lack of professional development (You can stick to a routine without the slightest chance to develop your skills)
– Not enough salary (You will hardly find employees who are satisfied with their monthly salaries. Always keep in mind that every employer is eager to cut down on expenses. Salary is a key point in the list of expenses)

Each working arrangement comes with pros and cons. The best way to make up your mind is to consider every point we have discussed. No matter what you choose, get pleasure from what you are doing and never hesitate to make a crucial step and change your life for the better.

Need more advice regarding employment options? Search for jobs with College Recruiter and check out our blog. Follow us on Facebook, LinkedIn, Twitter, and YouTube.

Justine Thomas, guest writer

Justine Thomas, guest writer

Justine Thomas is a blogger and freelance writer. Her main interests are foreign languages, psychology, and fitness. Currently, she is working at educational company, Edubirdie.com, as a consulting editor.

Posted April 23, 2016 by

Financial aid secrets for college students

Financial aid web browser sign concept courtesy of Shutterstock.com

alexmillos/Shutterstock.com

With graduation season looming, high school seniors throughout the country are receiving their college acceptance letters and celebrating their impending sense of freedom. At the same time, parents are studying financial aid options and scratching their heads trying to figure out how to pay for the upcoming four (or more) years.

As the costs of attending college rise, it’s important to consider scholarships, grants, and student loans to assist with the hefty fees. There are also some innovative tricks that can help reduce this cost. Here are some insights gleaned from real university financial aid employees, parents, and former college students all high school seniors and their families should know.

Use your FAFSA

The Free Application for Federal Student Aid (FAFSA) is an important financial aid document college students shouldn’t skip. Even if they don’t think they’ll qualify for any money, it’s important to fill this form out annually. This is how the federal government and schools determine what type of aid to give students. There are many subtle things that can impact the grants offered, many of which are unknown to the average person, and may change the amount a family qualifies for.

Attend class

Many universities have strict attendance and truancy policies to prevent abuse of the grants offered. If a student withdraws from a class due to non-attendance in the first few classes or consistent unexplained absences, their course load may drop below the mandatory credits needed to qualify for certain grants. If you have a scholarship or grant already, make sure you know the terms and what’s expected from your end.

Become a Resident Advisor (RA)

Aside from tuition, room and board are the most expensive costs incurred during college. With the average college student paying $8,535 a year just for a place to stay, it makes sense to try to skimp on this fee. Students who work as a Resident Advisor often wind up with free or significantly reduced room and board in exchange for their services, making this one of the most lucrative student jobs available.

Learn to cook

While Top Ramen may be students best friend those first few months, anything prepared at home is bound to be more affordable than college meal plans and eating out at restaurants. Even if a student’s cooking skills need some brushing up, this is one of the easiest ways to save money. Don’t be afraid of the kitchen.

Find freebies

So much of an average college student’s budget is spent on personal expenses, which often includes entertainment. Seek free options available through the university instead. Campuses are loaded with free amenities, from swimming pools and libraries to dorm dinners, guest lecture speakers, and student clubs.

Join a credit union

Since credit unions are run as cooperatives, they can afford giving customers extra perks that wind up saving them a lot of money. They typically feature lower credit card interest rates, higher interest rates paid out on savings accounts, and reduced-fee ATMs and online banking services.

While the term “starving student” has origins in truth, it doesn’t need to be a reality for all. Instead, research financial aid opportunities and spend wisely to save money and stick to a good budget throughout your academic career.

If you’re interested in more information on financial aid, please visit our blog and follow us on Facebook, LinkedIn, YouTube, and Twitter.

Brooke Chaplan, guest writer

Brooke Chaplan, guest writer

Brooke Chaplan is a freelance writer and blogger. She lives and works out of her home in Los Lunas, New Mexico. She loves the outdoors and spends most her time hiking, biking, and gardening. For more information on first time budgeting, see what a Bountiful Utah Credit Union might recommend. Brooke is available via Twitter @BrookeChaplan.

Posted July 31, 2015 by

Staying Productive While Working from Home

Sarah Landrum photo

Sarah Landrum

Working from home is an excellent opportunity. It allows you the flexibility and freedom to create your own schedule, the ability to work when it suits you and provides a level of comfort that can be hard to find elsewhere.

It’s also not a walk in the park. Ask anyone who works from home, or who has worked from home at some point in their professional career, and they’ll echo a similar statement: working from home is great, but finding the motivation to be productive and to avoid distractions can be a challenge.

Looking to branch out and try something new? Want to give working from home a chance? That’s great. Follow the tips below for staying productive while working from home. (more…)

Posted April 20, 2015 by

Learn Time Management Skills in your College; you will thank yourself

Education and time management concept - student showing clock

Education and time management concept – student showing clock. Photo courtesy of Shutterstock.

Human beings are creatures who remain busy in doing nothing. Whether, it’s a weekday or a weekend, we remain busy. We are so busy, that one cannot take out time to meet other or have a word with each other.

We do talk to each other but that’s called a chat these days. Now a days, communication is made so easier that one need not to do an extra effort to approach others. Internet has made this world smaller while making us all a little busier. If not doing work, we must be busy in sleeping, busy in chatting, busy in stalking Facebook profiles or may be busy in just surfing the internet. (more…)

Posted March 24, 2015 by

Everything You Need to Know to Move Out After Graduating College

Sarah Landrum photo

Sarah Landrum

I’m sure we can all pretty much agree that the freedom and independence of college life is great. Your significant other can stay over whenever you please, you can blast the music as loud as you want, and ordering Chinese food in the middle of the night is totally acceptable. When you’re living with your best friends, there’s no one around to judge you. That’s why moving back in with your parents after graduating from college might seem like a bit of a culture shock, or even a nightmare.

There are ways to move out on your own after college. Whether you’re tired of your parents or are relocating for a new job, we’ll walk you through it. (more…)

Posted January 16, 2015 by

PR, Marketing, or Journalism: Which Is Right for You?

Business man writing communication concept

Business man writing communication concept. Photo courtesy of Shutterstock.

Although there are many job possibilities for people with communications degrees, most graduates track toward public relations, marketing, or journalism. Each field serves a different purpose and offers a different day-in-the-life, and the pay can vary widely, both for entry-level and advanced jobs.

You don’t have to choose your final career path now. In fact, your school experience and internships will probably guide you in the right direction. However, before you get started with a communications degree program, you should start thinking about which field seems like the best fit for you. (more…)

Posted October 10, 2014 by

Can You Work for a Micromanager? Over 50% of Employees Have in One Survey

As an employee, do you like to have someone directing your every move on the job, or do you prefer having some independence?  According to one survey, over half of workers have had a micromanager.  In the following post, learn how these managers can negatively affect their employees and how they can give their workers a little more freedom in the workplace. (more…)

Posted August 25, 2014 by

Aim Towards A Lucrative And Successful Career In A Credit Card Company

Closeup of hand holding a blue credit card

Closeup of hand holding a blue credit card. Photo courtesy of Shutterstock.

There are several credit card companies today which benefit consumers in various ways. There are slight differences in the credit cards which they offer. A career in a credit card company is both rewarding and challenging. The companies foster an environment where you will grow and reach the pinnacle of success. You will work around the world and be a part of exciting projects. You will have to face professional challenges successfully for success.  As credit card companies introduce a wide range of credit cards these cards have become a way of life. The convenience of usage is what has made credit cards very popular. (more…)

Posted July 29, 2014 by

Attention Millennials – This is Not Your Parents’ World

Young relaxed successful businessman in the city

Young relaxed successful businessman in the city. Photo courtesy of Shutterstock.

Much has been said about the generation known as the “Millennials.”  Baby Boomers see them as lacking in commitment, reflective of instability in lifestyles, and not focused enough on career, family, and long-term goals.  Many even call them the “Lost Generation,” a reference perhaps to the “Lost Boys” of Peter Pan.  But take heart, you Millennials – this is not the world of your parents nor will it ever be again.  You are a generation that is coming into its own and adjusting to a very different global mindset.  As members of this generation, you have a much better handle on how your world will “work” during your lifetime and how best to navigate it.  Consider the following: (more…)

Posted July 29, 2014 by

One Reflection of What Business School is Like

Group of students in business school

Group of students in business school. Photo courtesy of Shutterstock.

For anyone considering going to business school, one student shares what his experience has been like so far in the following post.

I recently completed my first year at Booth and felt compelled to share my experiences and advice through a follow-up post to: To Anyone Considering an MBA (more…)