The latest news, trends and information to help you with your recruiting efforts.

Posted September 23, 2013 by

4 Reasons You Should Negotiate a Raise (But Never Spend the Money)

Jim Hopkinson

Jim Hopkinson, contributing writer

When asking for a raise or promotion, many people ask the wrong way and ask for the wrong reasons.

The wrong way to ask is to walk into your boss’ office and beg for a raise, demand a raise, or give an ultimatum. The wrong reasons to justify an increase are excuses like you need the money for rent, you heard that a friend of yours makes more than you, or you want to buy that new Jaguar convertible you saw on TV.

In fact, if you’re like many Americans, even if you get that raise, you’ve already spent the additional money before it even clears direct deposit.  According to a CNN/Money survey, 76% of Americans are living paycheck to paycheck, 50% have less than a three-month cushion, and 27% had no savings at all. (more…)

Posted July 09, 2013 by

75 Percent of Americans Don’t Have Enough Savings to Cover Their Bills for Six Months: Survey

Kris Miller

Kris Miller, ChFEBS, CSA, LDA

According to a survey undertaken by, approximately half of Americans are without savings that can last them more than three months if they lose their income. The implications are that most Americans would actually be unprepared for a financial emergency. The study put the number at 25% of the country having no funds to take care of a rainy day. (more…)