Sample Resume for Private Banking Loan Officer Position

OBJECTIVE
Private Banking Loan Officer position where more than
13 years of lending and bank services experience,
combined with skills in building customer
relationships, will add value.

KEYWORDS
Private banker, private banking, home mortgage
consultant, loan officer, loan, lending, relationship
manager, bank services, bank products, mortgage, home
equity, equity, consumer, commercial, construction,
small business, auto, bridge, IRA, CD, mutual funds,
money market, real estate, financial planning,
secondary market, credit analysis.
PROFILE
* Extensive lending background. Expertise includes
providing and servicing mortgage, consumer, small
business, auto and bridge loans. Experienced in
promoting bank products, including IRAs, mutual
funds, CD’s and money market accounts.
* Strong customer focus. Skilled at building
financial rapport and developing long-lasting,
trusting relationships with customers. Provide
tailored solutions to individual situations.
* Excellent organizational skills. Accomplished in
coordinating all aspects of the loan process to
ensure that deadlines are met and clients satisfied.
* Exceeded quotas for loans closed, revenue
production and cross-selling of bank products every
quarter for three straight years (2000-2002).
Exceeded 2001 budget by 45%.
EXPERIENCE
Home Mortgage Consultant, ABC Real Estate
, Someplace, USA (2002-Present).
Solicit and originate mortgage loans for new home
purchase and refinancing. Loans are sold in the
secondary market. Supervise and develop two loan
processors.
* Customize loan programs tailored to meet the
financial needs of individual clients. Review credit
reports, analyze income statements and perform
underwriting of income versus debt and combined asset
worth.
* Provide customer with desired payment level and
cost level associated with buying a new home or
asset.
* Ensure timely closing of loans by maintaining
constant communication throughout the entire loan
process amongst borrower, appraiser, loan company,
title company and realtor.
* For refinance, calculate current loan and financial
status versus savings at completion of loan. Provide
advice on further financial savings available through
debt consolidation.
* Originated and closed 51 loans for $7.9 million in
five months. Generated more than $90,000 in fee
income from loans sold in the secondary market.
Mortgage Loan Originator, XYZ Bank,
Someplace, USA (1999-2002).
Originated secondary market mortgage loans for two
locations.
Exceeded all goals set for cross-selling bank
products.
* Originated and closed 93 mortgage loans for $18.9
million in 2001, exceeding budget by 45%.
* Closed 194 mortgage loans for $36.5 million during
three-year period.
* Expedited loan processes by efficiently networking
key players, including loan processors, appraisers
and local title companies.
* Developed referral sources inside and outside of
the bank leading to potential mortgage loan clients.
Sources included bank personnel, realtors, builders,
certified financial planners, relocation managers,
accountants and existing clientele.
* Maintained database of over 500 clients. Provided
continuing correspondence to ensure satisfaction and
generate future revenues.
Mortgage Loan Originator, ABC Mortgage,
Someplace, USA (1997-1999).
Sourced secondary market and commercial real estate
loans for largest mortgage broker in the city.
* Actively solicited mortgage loans through self-
promotion and development of marketing strategies in
metropolitan area.
* Originated and closed $17 million in loans in two-
year period.
Assistant Vice President, XYZ Bank, Somewhere, USA (1995-1997).
As Consumer Loan Officer for Firstar Bank IDS
location, originated home equity and personal loans
with an emphasis on cross-selling insurance and other
bank products.
* Exceeded all goals set by bank management for
consumer lending officers.
* Received Budget Achiever Awards for 1995 and 1996
for outstanding achievement in loans closed and
revenue production for the lending department.
Assistant Vice President, ABC Bank, Someplace,
USA (1989-1995).
As Mortgage and Consumer Loan Officer, originated
secondary market real estate, construction, equity
and auto loans. Managed consumer loan department of
West Branch for three years.
* Closed 180 units and $33 million of secondary
market mortgage loans.
* Created and implemented overdraft protection
policies and procedures used on DDA accounts.
EDUCATION
* BA, Economics, University of XYZ (1985).