Sr. Area Credit Manager- AGRI-FIN-PROJECTS (AF)-Credit

Sr. Area Credit Manager- AGRI-FIN-PROJECTS (AF)-Credit

Kotak Mahindra Bank Limited | Hyderabad, TG, IN

Posted 9 days ago

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Description


  • Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu.
  • Strong domain knowledge in Credit - SME / Mortgage /Working capital assessment and Term loans.
  • Handling all types of working capital, Commodity Finance and Project / term loans.
  • Credit appraisal and underwriting including financial analysis to understand solvency, liquidity position, repayment capacity of the entity, credit checks, etc.
  • Assessing the credit risk basis geography, commodity, and security offered references and financials as well as facility structure.
  • Proactively developing enterprise-wide risk management strategies and practices for various agri products
  • Understanding on various operational, legal, market and segmental risk pertaining to agribusiness
  • Delinquency management along with business.
  • Works in a fast-paced office environment. Expected to travel to customer locations on short notice to conduct meeting.


Job Requirements:
  • Chartered Accountant (preferably)/MBA with at least 10- 12 years of experience in Credit.
  • Should be good at appraising financial statements of SME & Agri-proposals.
  • Sound analytical skills and industry knowledge.
  • Candidate who have handled Tamil Nadu or part of Tamil Nadu will be preferred.

* Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu. * Strong domain knowledge in Credit - SME / Mortgage /Working capital assessment and Term loans. * Handling all types of working capital, Commodity F

Experience: 10.00-12.00 Years