Sr. Area Credit Manager- AGRI-FIN-PROJECTS (AF)-Credit

• Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu.
• Strong domain knowledge in Credit - SME / Mortgage /Working capital assessment and Term loans.
• Handling all types of working capital, Commodity Finance and Project / term loans.
• Credit appraisal and underwriting including financial analysis to understand solvency, liquidity position, repayment capacity of the entity, credit checks, etc.
• Assessing the credit risk basis geography, commodity, and security offered references and financials as well as facility structure.
• Proactively developing enterprise-wide risk management strategies and practices for various agri products
• Understanding on various operational, legal, market and segmental risk pertaining to agribusiness
• Delinquency management along with business.
• Works in a fast-paced office environment. Expected to travel to customer locations on short notice to conduct meeting.

Job Requirements:

• Chartered Accountant (preferably)/MBA with at least 10- 12 years of experience in Credit.
• Should be good at appraising financial statements of SME & Agri-proposals.
• Sound analytical skills and industry knowledge.
• Candidate who have handled Tamil Nadu or part of Tamil Nadu will be preferred.

* Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu. * Strong domain knowledge in Credit - SME / Mortgage /Working capital assessment and Term loans. * Handling all types of working capital, Commodity F

Experience: 10.00-12.00 Years