Mortgage Loan Officer

The Mortgage Loan Officer will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.



Duties/Responsibilities:

  • Meets with and interviews potential and current clients to understand their lending needs including first-time mortgages and refinance of existing loans.
  • Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
  • Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
  • Reviews loan applications, gathers credit histories and reports, and assesses applicants’ capacity to repay and default risk.
  • Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
  • Views or visits property for real estate purchase or refinance.
  • Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
  • Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
  • Performs other duties as assigned.



Required Skills/Abilities: 

  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.
  • Proficient with Microsoft Office Suite or related software.


Education and Experience:

  • Bachelor’s degree in Finance or Business Administration required.
  • Three years experience with mortgage lending preferred. 



About Advantage Resourcing

Advantage Resourcing is committed to providing equal employment opportunity for all persons regardless of race, color, religion (including religious dress and grooming practices), sex, sexual orientation, gender, gender identity, gender expression, age, marital status, national origin, ancestry, citizenship status, pregnancy, medical condition, genetic information, mental and physical disability, political affiliation, union membership, status as a parent, military or veteran status or other non-merit based factors. We will provide reasonable accommodations throughout the application, interviewing and employment process. If you require a reasonable accommodation, contact us. Advantage Resourcing is an E-Verify employer. This policy is applicable to all phases of the employment relationship, including hiring, transfers, promotions, training, terminations, working conditions, compensation, benefits, and other terms and conditions of employment.

All employees are directed to familiarize themselves with this policy and to act in accordance with it. All decisions with respect to employment matters and other phases of employer-temporary employee relationships will be in keeping with this policy and in accordance with all applicable laws and regulations.

Posted
01/06/2022
Type
Full time
Salary Range
$26,000.00 - 45,000.00
per Year
Salary range estimated by
Location
Lafayette, LA 70595, US
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