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Mortgage Representative- Inside Sales



Overview:

Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act



Primary Responsibilities:

  • Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T.  Follow up on potential customers via telephone, fax, and email. 
  • Sell inbound customers to use M&T Mortgage for mortgage financing.  Answering initial questions and providing explanation of M&T products.  Pre-qualifying customers.
  • Originates mortgages and coordinates settlements. 
  • Begins mortgage application process in person or over the phone and sends packages to customer for completion.  Enters completed applications into the system.
  • Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk. 
  • Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
  • Negotiates terms and conditions of loan with mortgagor.
  • Provides timely and complete feedback to sources regarding the disposition of their leads.
  • Keeps informed of changing rules and regulations.


Scope of Responsibilities:

Works under general supervision.

External contacts may include customers, builders, manufacturers, and realtors.

Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.



Education and Experience Required:

Bachelor’s degree and a minimum of 3 years mortgage origination and/or customer service experience,

OR in lieu of a degree,

A combined minimum of 7 years higher education and/or work experience including a minimum of 3 years mortgage originator and/or customer service experience.



Education and Experience Preferred:

General PC knowledge and departmental software

Organizational skills

Sales ability

Mathematical skills

Ability to interact with all levels in a professional manner

Customer Service Skills

Knowledge of products and government regulations



Location

Cheektowaga, New York, United States of America
Company
M&T Bank
Posted
10/14/2021
Type
Full time
Salary Range
$24,000.00 - 48,000.00
per Year
Salary range estimated by
Location
Buffalo, NY 14225, US