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Approval Officer I - Practice Solutions

Job Description:

Bank of America Practice Solutions is a specialized lending unit that focuses on licensed medical professionals including Dentists, Physicians and Veterinarians. Applies credit skills and product knowledge to analyze and decide on a wide variety of business purpose loans for small business clients.  Makes loan decisions, obtains Credit Policy and lending authority concurrence as appropriate and informs the originating sales associate of acceptance, decline or counteroffer decisions. The Approval Officer I will typically have 1 to 3 years credit underwriting experience and is able to underwrite credit transactions with minimal oversight utilizing independent judgment and discretion to decision loans. They deliver financial, industry, economic and other analysis used to recommend and approve loans. The AOs exercise their own single signature loan authority while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The AO will be called on to interview customers to obtain background and financial information in the process of rendering a decision. 

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0 -->

Job Description:

Bank of America Practice Solutions is a specialized lending unit that focuses on licensed medical professionals including Dentists, Physicians and Veterinarians. Applies credit skills and product knowledge to analyze and decide on a wide variety of business purpose loans for small business clients.  Makes loan decisions, obtains Credit Policy and lending authority concurrence as appropriate and informs the originating sales associate of acceptance, decline or counteroffer decisions. The Approval Officer I will typically have 1 to 3 years credit underwriting experience and is able to underwrite credit transactions with minimal oversight utilizing independent judgment and discretion to decision loans. They deliver financial, industry, economic and other analysis used to recommend and approve loans. The AOs exercise their own single signature loan authority while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The AO will be called on to interview customers to obtain background and financial information in the process of rendering a decision. 

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description: Bank of America Practice Solutions is a specialized lending unit that focuses on licensed medical professionals including Dentists, Physicians and Veterinarians. Applies credit skills and product knowledge to analyze and decide on a wide variety of business purpose loans for small business clients.  Makes loan decisions, obtains Credit Policy and lending authority concurrence as appropriate and informs the originating sales associate of acceptance, decline or counteroffer decisions. The Approval Officer I will typically have 1 to 3 years credit underwriting experience and is able to underwrite credit transactions with minimal oversight utilizing independent judgment and discretion to decision loans. They deliver financial, industry, economic and other analysis used to recommend and approve loans. The AOs exercise their own single signature loan authority while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The AO will be called on to interview customers to obtain background and financial information in the process of rendering a decision.  Shift:

1st shift (United States of America)

Hours Per Week: 

40
Company
Bank of America
Posted
09/01/2021
Type
Full time
Location
Westerville, OH 43082, US