Sr Credit Risk Manager - Modeling & Data Science

Credit Risk organization at T-Mobile is not your typical Financial Services Credit Risk team - it is the team that disrupts and innovates in Credit Risk strategies in support of the UNCARRIER mission!!!

We are looking for an individual with a superior blend of Business, Data Science background, Credit Risk modeling skills, advanced presentation skills, solid Credit Risk experience and People skills. You will work closely with the Credit Risk Management leadership team, Consumer and T-Mobile for Business [TfB] Credit Strategy and Collections Strategy teams to develop/maintain Credit Risk models and solve complex customer behavior and advanced analytical problems.

You and your team will own and be responsible for developing & maintaining Credit Risk models and attributes to support both consumer and TfB credit risk decision throughout the customer credit lifecycle. You will partner with other functional teams in T-Mobile for deployment, tracking of Credit Risk models and providing read outs to leadership based on model performance insights & analytics.

You must be able to manipulate large amounts of data, extract key insights from data using data science/statistical/analytical concepts, and then be able to take it up a notch by clearly and concisely communicating actionable recommendations to leadership. You will be expected to represent Credit Risk Management team in the role of a credit data, credit risk modeling and data science/machine learning expert.

This is an individual contributor position and does not manage people.

We have multiple positions open and they can be hired in either Bellevue, WA or Overland Park, KS.

  • Develop a deep understanding of industry, corporate, and customer drivers to leverage in optimization of all aspects of our decision strategy and business processes across the credit lifecycle
  • Develop, maintain, and monitor Credit attributes from both external credit bureau data as well as internal customer behavior data
  • Develop, maintain, and monitor Credit Risk models emphasizing both prediction accuracy, and the impact to losses and profitability
  • Solve complex customer behavior problems using data science/machine learning/NLP approaches
  • Lead and mentor junior team members to grow on technical capabilities and industry knowledge

  • Bachelor's in Finance, Economics, Mathematics. Statistics or related degree required. Master's or PhD in Analytics, Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree? preferred
  • 7+ years of Quantitative Analytics experience in the Financial Services industry
  • 4+ years of Credit Risk model development experience
  • Expert in credit bureau report data and derived credit bureau attributes
  • Solid hands-on experience in SAS or other statistical/analytical model building/programming languages
  • High proficiency in Python, R or other machine learning software required
  • Hands-on experience with credit decision system and implementation
  • Superior skills in Excel, Word, PowerPoint required
  • Superior communication, organization, presentation and data visualization skills
  • Superior time management skills and awareness of project management methods
  • Wireless / Telecom experience a plus

Minimum Qualifications
• At least 18 years of age.• Legally authorized to work in the United States.• High School Diploma or GED.• Pre-employment background screen.

Company Profile
As America's Un-carrier, T-Mobile USA, Inc. (NASDAQ: "TMUS") is redefining the way consumers and businesses buy wireless services through leading product and service innovation. The company's advanced nationwide 4G and 4G LTE network delivers outstanding wireless experiences for customers who are unwilling to compromise on quality and value. Based in Bellevue, Washington, T-Mobile USA. Inc. provides services through its subsidiaries and operates its flagship brands, T-Mobile and Metro by T-Mobile. For more information, please visit

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EOE Statement
We Take Equal Opportunity Seriously - By Choice. T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination or harassment based upon any of these factors is wholly inconsistent with our Company values and will not be tolerated. Furthermore, such discrimination or harassment may violate federal, state, or local law.
Salary Range
$97,000.00 - 139,000.00
per Year
Salary range estimated by
Bellevue, WA 98006, US