Using the one page budget and zero based budget ideas

In today’s show we talk about the zero based budget, the idea that once you have your personal finances under control and your cashflow is positive on a per-pay-period basis, you have to allocate the extra cash before you fritter it away. There are three buckets you need to set up – savings, debt service, and investments. Learn which ones to use and when. We also talk higher education legislation and the commisson on higher education’s conclusions regarding Stafford federal student loans, parent PLUS loans, and alternative student loans.
Also, on an unrelated note, if you want to learn more about podcasting, blogging, and new media, be SURE you are attending PodCamp Boston on September 9-10, 2006. It’s at Bunker Hill Community College, sponsored by a whole bunch of companies like the Museum of Science, Boston, Porter Novelli, The Student Loan Network, and many more. As such, it’s COMPLETELY FREE to all attendees. Free learning, free food, free non-alcoholic drinks, and a chance to meet up with some of the greatest minds in new media. Register on the PodCamp website, PodCamp.org.

In today’s show we talk about the zero based budget, the idea that once you have your personal finances under control and your cashflow is positive on a per-pay-period basis, you have to allocate the extra cash before you fritter it away.