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Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Operations teams work with our consumers to promote great service, encourage them to bring their accounts current and resolve escalated issues. Team Members specialize in various segments of the contract life cycle to achieve the highest levels of performance. We are committed to providing career growth opportunities to our Team Members and we are proud of our record of promoting from within. Our flexible schedules, casual work environment and culture of having fun make this a Great Place to Work!

About this Position: Credit Acceptance is hiring an Internal Collector to:

• Consistently, efficiently, and lawfully contact customers and collect on and manage a route of deficiency balance accounts.

• Professionally and respectfully persuade customers to pay in an effort to set up payment arrangements and settlements on deficiency balance accounts.
• Ensure the information we depend on to contact and collect from these customers is accurately maintained.
• Support additional customers service requests.

Outcomes & Activities:

• Handle Phone Calls: You will spend at least 80% of your time signed on to our dialer to handle customer phone calls and negotiate payment or settlement arrangements.
• Call Quality: You will use our call model to handle each call in a manner that meets or exceeds our call quality and compliant expectations.
• Collect Past Due Payments: You will persuade customers to resolve their accounts within the payment and settlement criteria for Internal Collections.
• Update Contact Information: While speaking with customers you will work to identify additional contact information
• Adhere to Policies/Processes: You will need to remain compliant with our policies, processes and legal guidelines.
• Receive and Act Upon Feedback: You will need to be open to ongoing feedback aimed at improving performance.
• All other duties as assigned.
• Attendance as outlined in the department attendance policy.

Requirements:

• Speak clearly, professionally and articulately on the telephone.
• Talk and type at the same time (talking with customers while documenting relevant notes).
• Be comfortable with repetitive tasks, sit and talk on the phone with a headset for up to 90% of the day.
• Document account notes clearly and efficiently.
• Work independently and in a team environment.
• Be driven and self-motivated and able to act on feedback.
• Remain compliant with our policies, processes and legal guidelines
• High school diploma or GED.
• Proficiency in spoken and written Spanish.
• Work onsite at the Credit Acceptance work location.

Preferred:

• Experience in the finance or automotive industry
• Experience working in a call center environment

Training & Schedule Requirements:

Training:

• 2 weeks Monday through Friday: 8am - 5pm EST
• Virtual Training will be conducted

Schedule:

• Monday through Friday: 10am - 7pm EST

Targeted Compensation: $18.50 - $21.00/hour based on experience

Targeted Bonus: Uncapped monthly bonus potential based on individual performance. The estimated average bonus target for this position is around $400.

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Knowledge and Skills:

• Ability to communicate in a professional and confident manner using appropriate tone of voice and asking open-ended, probing questions.
• Owns performance and is receptive to feedback; applies feedback to improve; active participant in training & coaching sessions
• Employs active listening in order to understand the customer's situation; recognize issues that prevent payment
• Ability to use logic and critical thinking to reason and solve problems
• Good negotiator with an ability to persuade customers to pay; assertive; create urgency with customer
• Ability to control the call by setting expectations; create accountability and resolution; maintain focus; call efficiency
• Create and build trust by displaying empathy; positive approach to creating resolution; collaborative approach

Company Values: To be successful in this role, Team Members need to demonstrate the characteristics of PRIDE in their work:

• Positive: Maintain a positive attitude by focusing on solutions and promoting a collaborative and enjoyable environment.
• Respectful: Value teamwork, share successes, appreciates others and communicates in a way that promotes trust.
• Insightful: Make timely well considered decisions, create innovative solutions and continuously learn.
• Direct: Communicate clearly and objectively; don't be afraid of difficult conversations. Raise concerns through the proper channels.
• Earnest: Be honest, sincere and consistent. Work hard and pursue our goals together relentlessly.

Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. all team members demonstrate mutual respect for one another. All qualified applicants will receive consideration for employment without regard to protected characteristics like age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.