The latest news, trends and information to help you with your recruiting efforts.

Posted July 01, 2013 by

4 Things Parents Should Know Before Paying for College

From $20,000 to $65,000 a year – that’s the tuition cost for one year of college, says John McDonough, a money expert who helps retirees and parents plan for their families’ futures.

John McDonough

John McDonough, CEO of Studemont Group College Funding Solutions

“For the 2012–2013 academic year, the average cost for an in-state public college is $22,261. A moderate budget for a private college averaged $43,289,” says McDonough, CEO of Studemont Group College Funding Solutions. “But for elite schools, we’re talking about three times the cost of your local state school. Either way, your kid’s higher education can easily shoot into six figures after four years.” (more…)

Posted May 15, 2013 by

PREtirement: Top 10 Tips – Are you ready to retire? If not, here are the tops 10 tips to PREpare you for retirement

Kris Miller

Kris Miller, ChFEBS, CSA, LDA

Maybe you’re earning millions today; or maybe not. No matter how much you are earning today, it doesn’t matter. What matters is what you have done with your earnings. It’s important to have a basic estate plan in place. This will ensure your family’s security even after your death.

An estate plan includes several elements. You’ll make crucial decisions such as naming both a Power of Attorney and a Medial Power of Attorney, creating a living will and possibly creating Trusts. Don’t forget, state laws about estate planning can vary depending on where you live. (more…)

Posted February 25, 2013 by

Early steps in retirement planning have big benefits later on

Too many people wait too long about making decisions about their financial future. Even if you are fresh out of high school, you can start making plans for your retirement, if you want your money to be there when you need it.

Kris Miller

Kris Miller, ChFEBS, CSA, LDA

“Retirement planning isn’t just for seniors,” says veteran financial advisor Kris Miller. “Start learning early and you will find that a little planning goes a long way. (more…)

Posted August 15, 2012 by

40% of Workers Live Paycheck to Paycheck, Down From 46% in 2008

Pay slip / paycheckFewer American workers are reliant on their next payday to make ends meet, according to a new survey. Forty percent of workers report that they always or usually live paycheck to paycheck, a slight decrease from 42 percent in 2011. This year’s figure marks a recession-era low, continuing a downward trend from a peak of 46 percent in 2008, during the early days of the financial crisis.

The nationwide survey – conducted between May 14 and June 4, 2012 among more than 3,800 full-time workers – found that a majority of those currently living paycheck to paycheck (53 percent) were not doing so until 2008. Additionally, 37 percent of workers say they sometimes live paycheck to paycheck, while 23 percent say they never do. Twenty percent of workers were unable to make ends meet at least once in the last year.

Workers making at least six figures are feeling more confident in 2012. Twelve percent of workers who earn $100,000 or more always or usually live paycheck to paycheck – trending down from 14 percent in 2011 and 17 percent in 2010. (more…)

Posted February 11, 2009 by

Strategies for Older Workers to Market Themselves

Just because you may be entering retirement age does not mean that you are too old to work if you still want (or need) to. In fact, many companies are looking to the Baby Boomer generation and beyond to fill in roles that require years of experience.
So if you’re looking to come out of retirement, or simply want to switch jobs and are at an age that some might consider older, don’t put yourself out of the game. Instead, take on a few of these strategies to help you market yourself so that you can obtain the same great opportunities as your younger counterparts.
Remember, You’re Experienced
Everyone knows that as an older worker, you’re coming to the table with years of experience that someone out of college could only dream of. But your level of experience goes way beyond just years of responsibility. You also have life experience.
You may have been through difficult periods in your life where your primary goal was to keep a roof over your family’s heads and food on the table. So now that a recession is upon us, to you, this is old news – been there, done that. When marketing yourself to a prospective employer, it helps to note the level of work and life experience you hold. Employers can appreciate an emotionally stable mind in the midst of times that can leave fragile souls weaker than ever before.
You’re Confident and Self-Sufficient
Unlike a younger counterpart who may just be starting out in the work world and is feeling a bit overwhelmed and under-confident, you have been in the midst of new challenges multiple times throughout your life. You know how to adapt quickly to a new environment, don’t need constant feedback and reassurance that you’re a good worker, and aren’t too intimidated to reach out to people you don’t know to ask for help or begin projects. You understand that when the job needs to get done, it needs to get done – and you don’t let fears get in the way of doing just that. You’ve seen too much to have inhibitions at this stage in your life – definitely a great asset to market to any prospective employer.
Learning and Being a Team Player is No Problem
One concern of employers looking at older candidates is whether that candidate will be easy to train and work with, or stuck in his or her ways. It is important to assure any prospective employer that you are incredibly flexible, love to learn new things and enjoy working with others. You can use examples in your resume, cover letter, and interview of new technologies you’ve used and how you were successful in group environments in the past. You want to make sure the employer understands you will not be difficult as you may be stereotyped to be. Instead, you are the exact opposite and look forward to making a substantial difference in their company.
Applying for a new job in your later years can be as easy as it was when you were young if you market yourself well. So don’t be intimidated. Instead, take control and show them what they’d be missing if they didn’t hire you.
Heather Eagar is a former professional resume writer and is passionate about providing working professionals with current, reliable and effective job search tools and information. Need a resume service? Compare the top ones in the industry at