If you have been denied financial aid, did you know you can appeal to your college's financial aid office and explain why you need financial help? Christopher Penn, founder and host of the Financial Aid Podcast, says an appeal has a better chance of succeeding if you can prove that you need aid for one of the following three reasons:

1. The student's cost of attendance is higher than the college figured, perhaps because of expenses like child care or unusual transportation needs.

2. There has been a loss of income due to the student or parent losing a job or taking a pay cut.

3. There has been a special circumstance. This would be a recent divorce or medical emergency.

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