The struggling economy has made things tough all over, especially for recent college graduates. Besides regular expenses like rent, utilities and groceries, they have thousands of dollars to repay for student loans. Add credit card debt to the mix and it's easy to see how someone could feel overwhelmed. A debt consolidation loan, like the ones offered by Bills.com, might be just what they need to help them pay all their bills off faster.

Anyone can lose track of his spending and end up in debt. Credit counseling services are great and they can help with lowering the amount owed to each creditor, but college students and recent college graduates often have limited funds so this option isn't really good for them. A debt consolidation loan through Bills.com pays all creditors, then the borrower only makes one payment on one bill, instead of having the payment divided evenly between several bills.

Getting out of debt in these tough economic times could be challenging. College students and recent college graduates don't usually own homes so refinancing a mortgage isn't an option. And bankruptcy should be seen as an absolute last resort. Bills.com explains all the bill consolidation options available, they offer advice on what should be considered before deciding to get a debt consolidation loan, and they give free quotes online.