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As much as you may hate to believe it, having bad credit can actually keep you from attending the school of your dreams. Lenders are more reluctant these days to offer student loans to someone who has a bad credit history. So if your credit score is under 600 and you're hoping to get a loan for school, you might want to look into a credit repair service.

Help is available, if you're willing to pay a modest sum. Credit repair can be achieved free of charge through credit counseling services but they won't go to bat for you with your creditors the way RepairYourBadCredit.com will. For almost half the going rate of about $500 dollars for one year of service, you can have your bad credit repaired within three to six months.

RepairYourBadCredit.com is so certain they'll improve your credit rating by the time their finished that they offer a money-back-plus-$50-dollars-for-wasting-your-time guarantee. It sounds like a winning proposition. You won't be as out of pocket as you would if you went with one of their competitors, and you'll see results in less than half the time. Plus, if their credit repair services don't yield positive results, they promise to give you your money back plus an extra $50 dollars for your trouble. They kind of sound like the Proactiv of credit repair. What have you got to lose ... except a chance to attend the college of your dreams?

This article by Lisa Orrell just had to be shared. The message is great.

HI All,

There was a great, inspiring story on The Today Show this morning. 3 years ago they had a Millennial on, (then) 15 year old, Katelyn Wilbanks, who was born with spina bifida, a horrible disease that has resulted in over 56 surgeries during her life, including a leg amputation, horrible back surgeries, etc. Doctor's said she wouldn't live past infancy but through her spirit and determination, she's beating the odds...in a big way!

Anyway, 3 years ago they did their "Christmas in July" segment where the President of the University of Oklahoma, David Boren, presented her with a full-ride scholarship: tuition, room, board, everything. Her dream was to join the Sooner Nation but her family didn't have the money, so you can imagine how great this was for them.

And as a result of the university doing this, and millions seeing it on The Today Show, within a week of it airing, they received more than $10 million for their university's scholarship fund. But it didn't stop there! Over the past 3 years since that segment aired, many more people made contributions so that others like Wilbanks could go to college at Sooner Nation and it now totals over $130 million! AS a result, their school's program, Campaign for Scholarships, now has thousands of new scholarships available to Millennials interested in going to school there.

"Through the Campaign for Scholarships, we wanted to make sure that no qualified, hard-working student is ever turned away from our university because of financial need," Boren said, noting that the fundraising drive will continue for two more years.

How amazing is THAT?? One young girl with a dream of going to the University of Oklahoma, overcoming health odds beyond belief, becomes the driving force for people all over to send them $130 million for scholarships. I love that!

Fast forward to today: They had her on the show again to see how she is doing, now 18 years old, and getting ready to start college in the fall. She just had another back surgery but is doing okay and is very excited about moving into the dorms and starting college life.

She also scored her dream job at school! She is going to be one of the equipment managers for their football team! Katelyn is a total football fan and can't believe that she'll be a part of the Sooners squad.

The Today Show also gave her another "Christmas in July" today by having the mega huge country band, Rascal Flatts, present her with back stage passes to their sold out concert in Oklahoma this September.

Good luck to Katelyn! I'm sure she'll pay this forward and continue to make a difference in our world. Another great Millennial doing wonderful things!

Lisa Orell.jpgArticle by Lisa Orrell, Millennial & Generation Relations Expert and courtesy of Lisa's Generation Relations Blog