What Telecommuting Can Do for You

Whether you are an employer or an employee, telecommuting offers benefits to you.  The following infographic shows how working from home can help you personally and financially. Continue Reading

Saving Money On An Entry-Level Salary

Have you just started an entry level job and want to learn how to save some money?  The following post has ways to help you create savings on an entry level salary.

Let us pretend for a moment that entry-level salaries provide a living wage. In order to write a piece on saving, I need to assume you have enough income to save. If you are struggling to meet your basic necessities like food, …

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Saving Money On An Entry-Level Salary | HER AGENDA

50 Savvy Haggling Tips to Stretch Your Student Budget

September was College Savings Month, a time for spotlighting Section 529 plans for families to put their kids through college. But for those of you already in college, the concern now is with making sure those funds don’t run out before graduation. One way to do that that you may have overlooked is haggling. After all, a penny saved is a penny earned, and you may be overspending for furniture, clothes, books, even cars by not quibbling over the price. Start trying some of these tips in your purchasing and you may be astounded to see just how far your budget can stretch. Continue Reading

40% of Workers Live Paycheck to Paycheck, Down From 46% in 2008

Fewer American workers are reliant on their next payday to make ends meet, according to a new survey. Forty percent of workers report that they always or usually live paycheck to paycheck, a slight decrease from 42 percent in 2011. This year’s figure marks a recession-era low, continuing a downward trend from a peak of 46 percent in 2008, during the early days of the financial crisis.

The nationwide survey – conducted between May 14 and June 4, 2012 among more than 3,800 full-time workers – found that a majority of those currently living paycheck to paycheck (53 percent) were not doing so until 2008. Additionally, 37 percent of workers say they sometimes live paycheck to paycheck, while 23 percent say they never do. Twenty percent of workers were unable to make ends meet at least once in the last year.

Workers making at least six figures are feeling more confident in 2012. Twelve percent of workers who earn $100,000 or more always or usually live paycheck to paycheck – trending down from 14 percent in 2011 and 17 percent in 2010. Continue Reading