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3 Things to Do During Your Student Loan Grace Period
January 04, 2013 by William Frierson
How can you prepare to pay back your student loans before they are due? Here is some advice in the following post.Your student loan grace period is a set amount of time after you graduate, leave school, or drop below half-time enrollment, but before you must begin repayment on your loan. The grace period gives you time to get financially settled and to select your repayment plan. Not all federal student loans have a grace period. Note that for many loans, interest will accrue during your grace period.
Here are three things you can do during your grace period to prepare for repayment:
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Five Things to Know About Your Student Loans
by William FriersonThe following post provides information on student loans, in case you need to get some or you will be paying some back.Over the next few months, many students who graduated or left school in the spring of 2012 will reach the end of their grace period and start repaying their student loans. Now is a great time to brush up on the basics of student loans.
Financial aid comes in many forms. Grants and scholarships are often called “gift aid” because they don’t have to be repaid. Another form of financial aid is work-study. Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses.
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College Life 101: How to Deal With Financial Emergencies
December 04, 2012 by William FriersonCollege students and their families understand certain costs come with going to college. However, what about those unexpected times when extra cash is needed? Find out how military students and their families, and other people can get through challenging situations.For many college students, class is back in session, which means there are books to read, homework assignments to complete, and papers to write. It also means another year of tuition bills, housing costs, and other expenses. Financing a college education is no small feat, especially for military parents and students whose education budgets have very little wiggle room. So what happens when an unexpected education expense pops up? For military parents and students, the answer is easy: a military loan.
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What Is a Loan Servicer and Why Should I Care?
November 30, 2012 by William FriersonIf you don’t know what a loan servicer is, you may want to if you’re going to be paying back student loans. The following post will help you understand the purpose of a loan servicer and why it is important.So you took out a federal student loan and now it’s time to pay it back. I was in your exact position a year ago and even though I was working at Federal Student Aid, the student loan repayment process was overwhelming.
One of my first questions was: Why am I receiving federal student loan bills from a company rather than the U.S. Department of Education? If you have asked yourself a similar question, this may help:
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